The pay your way program is an awesome way for you to pay your trip off at a very affordable price. Typically this is a payment plan designed to be paid out at the 1st of every month. All payments are documented in the booking balance sheet as well as digital receipts. Utilizing this payment plan can be very beneficial but it does require a lot of added effort and work on our team’s side so the cancellation policy does change based off of this system. If you choose to participate in the “Pay Your Way” program you are automatically subject to the original cancellation policy as well as 50% cancellation fee from all payments that surpass the deposit and the cancellation fee. EX: If you paid $750 total, including your $250 deposit, and you cancelled more than 60 days before the trip start date (Trip Dependent), you can either apply that credit towards another trip, minus the deposit, or you would be subject to loss of your deposit, the $250 cancellation fee and half of the remaining payment amount. So in this case, there would be $250 remaining after the loss of the deposit and cancellation fee and of that $250, 50% would be returned to you, $125, and 50% would go to our accounting team, $125. There are no exceptions to this policy, but if you have any questions we are more than happy to answer them in detail.